Shortlist synopses - Compliance AI Solution of the Year

Abu Dhabi National Oil Company

ADNOC’s AI‑powered Global Regulatory Horizon Scanning Platform modernizes compliance by replacing fragmented, manual monitoring with intelligent, proactive regulatory intelligence across its global portfolio. Rolled out in phases (26 jurisdictions by late 2025, expanding to 39 by Q1 2026), it uses machine learning to extract, tag, and categorize regulatory developments and routes them through automated workflows to SMEs for consistent review.  It improves escalation, standardization, and audit readiness through clear decision logs and traceable outputs. The result is earlier risk mitigation, better governance, and stronger sector leadership.

Al Tamimi & Company

S.A.F.E.R. (Supervisory, Accurate, Faster, Early-warning, Resilient) Reporting is ATCO’s in-house automated regulatory reporting solution, developed to eliminate spreadsheet-driven risk and manual inefficiencies. Integrated with core systems including Intapp and Elite, the tool automates data extraction, validation and report generation using embedded formulas and audit trails. It transforms a historically 8–10 week manual process into a one-day, system-driven submission, embedding structural accuracy and defensibility. S.A.F.E.R. enables real-time dashboards, trend analysis and early-warning risk intelligence, strengthening regulatory resilience across DFSA, ADGM, QFCRA and Ministry of Justice filings while future-proofing the firm against increasing supervisory complexity.

Azimut Investments - Egypt

The Full Digital Onboarding project transformed a manual onboarding process into a fully digital KYC solution. It enabled electronic document submission, automated screening, and risk-based profiling to enhance efficiency and compliance. National ID cards are verified through Civil Registry integration to ensure identity authenticity and reduce fraud. Mobile numbers are validated via the National Telecom Regulatory Authority (NTRA) to confirm ownership and strengthen authentication. For foreign clients, NFC-enabled passport verification allows secure chip-based data reading. The solution also includes sanctions and PEP screening with full audit trails, ensuring strong regulatory control, reduced risk, and an improved customer onboarding experience.

Innovation Star Consultants

Innovation Star has developed and deployed an AI-driven compliance solution designed to enhance AML/CFT effectiveness across the UAE/GCC, with particular focus on the DNFBP sector. The platform integrates advanced screening, intelligent training, and real-time compliance controls within business processes, addressing key challenges such as fragmented systems, inefficiencies, and inconsistent implementation. By combining artificial intelligence with deep regulatory expertise, the solution enables improved risk detection, streamlined operations, and stronger decision-making. It has been successfully implemented across organisations operating in all seven emirates, delivering measurable improvements in compliance outcomes and supporting the broader advancement of the regional financial crime prevention ecosystem.

Mashreq

Newton is Mashreq’s flagship GenAI‑powered Compliance intelligence platform . It transforms AML investigations from fragmented, manual, rule‑based workflows into a unified, intelligence‑led, human‑in‑the‑loop decision support ecosystem, enabling faster, more consistent, and regulator‑ready outcomes. Newton operates as an AI‑assisted Compliance intelligence layer, embedded into live case management, that:

1. Orchestrates hundreds of structured and unstructured data points per customer (KYC, transactions, documents, counterparties, historical cases, external intelligence)

2. Uses knowledge‑anchored investigative GenAI for contextual synthesis, not black‑box scoring

3. Produces evidence‑linked, explainable summaries and recommendations

4. Embeds human‑in‑the‑loop controls, LLMOps, FinOps, Responsible AI, and governance by design

United Arab Bank

United Arab Bank (UAB) undertook a strategic transformation of its compliance function, shifting from manual, fragmented processes to an AI-driven regulatory intelligence model. In response to increasing regulatory complexity across the UAE, UAB partnered with Smarbl to co-create RegPRISM, an AI-powered platform for regulatory tracking, obligation extraction, and workflow management. The solution has reduced time spent on regulatory monitoring by up to 65% and accelerated identification of applicable changes by 40–50%. By embedding intelligence and automation into compliance operations, UAB has strengthened governance, improved audit readiness, and established a scalable, future-ready compliance framework.